Won’t you come and take a look? Sunday 3/28 2-4 PM.
Immaculate!! In Cul-de-sac, New Master Bath, Tile, Granite, Custom Tile Work in Shower, Designer Paint, Wired for Surround Sound, New Fixtures, Fireplace w/ New Chimney, Faux Wood Blinds. Floored Attic – Storage, Close to Nashville West and I-40!
Bedrooms: 3
Bathrooms: 2.5
Square Footage: 2250
This townhouse is gorgeous. Come and check it out on Sunday from 2-4 PM!
7277 Charlotte Pike, Unit 243
Nashville, TN 37209
Custom end unit w/ 2 Master Suites, Rec Room could be Third Bedroom, Lots of Finished Wood, Bay Window w/ Beautiful View, Tile Inlay on Stairs, Stainless Appliances, Refrigerator.
Property Listed By:
Agent: Allen Perry
Keller Williams Realty
P (615) 425-3600
Check out this awesome condo right next to 5 points!
1015 Fatherland St. Apt 207 – $199,900
Sunday, March 07, 2:00pm to 4:00pm
Great location just steps from 5 points! features hardwood floors, granite in kitchen and bath, subway tile in bathrooms, jacuzzi tub, crown molding, decorator finish, french doors that open to private terrace w/ view of martin corner.
Interior Details
Exterior Details
Additional Details
Fire Sprinklers
Security
Cats allowed
Dogs allowed
No pet restrictions
Tax Amount: $2,007
Rooms and Dimensions
School
Utilites
Listed By:
Agent: Allen Perry
Keller Williams Realty
P (615) 425-3600
Come and see this beautiful urban condo!
1920s architecture/Renovated in 2007
571 square feet
1 BR/1 BA
Walking Distance of Belmont, Hillsboro Village, 12th Ave S Area!
Built-in Washer/Dryer Hookups & Dishwasher, Hardwood Floors, Shared Deck, Wood Blinds, All Electric, Custom Paint, Private Front Porch!
Each office independently owned and operated.
I’ve run into this question quite a bit lately. People are wondering how much cash they need to have on hand to purchase a home.
There are a lot of misconceptions out there when it comes to down payment. Some people think you need 20%. Others think you need 10%.
What if I told you 3.5% will get you in to a house?
It really depends on which loan program you go with. If you get an FHA loan, you can put down as little as 3.5%. The disadvantage to that is that you will have to pay an up-front mortgage insurance premium. That amount is rolled in to your total loan balance. Also, you’ll pay a monthly mortgage insurance premium until you build equity in 20% of the house.
Moving up the ladder, there are conventional loans available that allow you to put 5 % down. Using this type of product, you would avoid the up-front premium, but would still have to pay private mortgage insurance until you get to that magical 20% equity mark.
Those are just a few of the various options available to home purchasers. A reputable lender would be able to sit down with you and talk about all of your options and tailor something to meet your needs.
Whichever you choose, make sure that you put enough money down to actually have a stake in your home. 0% financing is what caused all of the trouble in our housing and financial markets. Also, higher down payments = lower monthly payments, less interest paid, more money in your pocket, etc…
Take the time to plan your move. You’ll be glad you did. Contact me and we can sit down and go through your options together.
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Here’s a common question from prospective home buyers that I’ve run across:
“When do I hire a home inspector?”
Someone, somewhere probably told you that you should have a house inspected before you buy it. Right.
Someone else probably mentioned that you should have it inspected before you make an offer. Wrong.
Any real estate contract worth a salt is going to have an inspection contingency clause in it. The way I complete contracts, the inspection period lasts for 10 days after the contract is signed and accepted by both parties. Your REALTOR may write it differently depending on your state and your situation.
Within that 10 day period, you can conduct pretty much any inspection you need to conduct. This is when you hire a home inspector to come out and inspect the house. This is also the time to hire surveyors, structural engineers, etc.
If you don’t like the results of any of these inspections, the contract will typically specifiy that you can either accept the house as-is, ask the seller to fix the problems, or terminate the contract with a full refund of earnest money.
There you have it:
1.Find the house.
2.Make an offer.
3.Get an inspection.
If you don’t like what pops up, you can back off and find another house worth buying.
If you have any other questions, I’m only an email away!
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Great stuff from experts in real estate, home financing, and business:
The other day I was on my way to host an open house and I stopped at Kroger to purchase my usual array of snacks for weary travelers; sodas, cookies, etc. On my way into the store, a representative of the Tennessean offered me a free newspaper. I declined, stating that I normally read my news 
online (which I do.)
Somehow, this sparked a soul-searching session that occupied my mind for the majority of the afternoon.
If you were on Twitter, you may have seen an introspective string of tweets from me on Saturday afternoon to this effect.
photo credit: vramak
My brain went here:
How do you create an equation (product) in which value vastly outweighs cost?
Obviously, when cost is low (or free), value is perceived to be high. Right? So, when the newspaper man offered me something for free, why would I pass on this infinitely valuable product?
There must be something else to it then.
Sure, the newspaper gives me news, but I have to physically flip through it to find the parts that are relevant to my life and my experience. Conversely, Google Reader brings me the news I subscribe to, tailored to my own interest.
Google meets my needs. The newspaper doesn’t. Even if I had to pay for it, Google wins.
What are you talking about? What does this have to do with real estate?
I often hear:
“That discount brokerage will list my home for half of what you charge!”
How do you compete with a service that makes cost the focal point of its value proposition?
Easy. You do what you’re hired and trusted to do while providing remarkable service.
(If you want to know what remarkable service is, ask two girls, a lemonade stand, and Seth Godin.)
Sure, that brokerage will place your house on MLS, put a sign in your yard, and pray that it sells. (The 3 P’s) Good luck hearing from them beyond that. Spend the next few months in quiet agony as no one comes to see your house.
Not a great way to get your house sold, in my humble opinion.
In this market, you need a consultant, not an agent. Someone to walk you through the process and include you along the way. Someone who’s willing to try every trick in the book and, if those don’t work, write a few new ones.
Do I do that? Yes. Talk to me and I’ll tell you exactly how I do that.
Will someone else do that? Maybe. Talk to them and let me know what you think.
Remember, it’s all about putting the client first, pushing to the nth degree, and getting the job done.
Would you consider that ‘value?’
Think about it.
Kenny Silva
Real Estate Consultant
Silva Real Estate Group
www.thesilvagroup.net
Cell:(615)336-6638
Office:(615)425-3600
Fax:(615)690-8721
Email:kenny@thesilvagroup.net
Facebook:http://bit.ly/7ZU3cI
Twitter:http://www.twitter.com/kennysilva
LinkedIn:http://www.linkedin.com/in/silvareg
Keller Williams Realty
30 Burton Hills Blvd Suite 175
Nashville, TN 37215
You have to have your new home under contract by April 30th if you want to claim the $6500 or $8000 tax credit.
“Yea. Sure. Okay. They’ll just extend it again.”
Have you heard or thought that lately? Here’s the thing about that… It’s probably not getting extended.
“Fine, it’s not getting extended. I still have plenty of time before I need to even think about it.”
How much time did you spend shopping for your last car? If you’re like me, it took a few weeks. Now go ahead and multiply the gravity of that decision by about 10…
So, how long do you need before you find the right house?
Buying a house is no joke. It takes planning and careful consideration.You don’t want to rush it!
Before you know it, the first few months of the year will have slipped by and you’ll be clamoring to find the right house and get it under contract before the deadline arrives.
Those types of situations usually lead to a bad house, bought at a bad price with bad terms.
An $8000 tax credit is worthless if you overpay $10,000 for the house.
You want to find a great piece of real estate on your own time line and get it on your terms.
I’ll be happy to teach you all about what that looks like. All it takes is a phone call and a cup of coffee.
Think about it
Kenny Silva
Real Estate Consultant
Silva Real Estate Group
www.thesilvagroup.net
Cell:(615)336-6638
Office:(615)425-3600
Fax:(615)690-8721
Email:kenny@thesilvagroup.net
Facebook:http://bit.ly/7ZU3cI
Twitter:http://www.twitter.com/kennysilva
LinkedIn:http://www.linkedin.com/in/silvareg
WordPress:http://silvareg.wordpress.com
Keller Williams Realty
30 Burton Hills Blvd Suite 175
Nashville, TN 37215